Storm damage: What homeowners need to know
Storm Brendan was an unwelcome addition to January 2020, followed by Storm Dennis in February causing chaos right across the UK. Gusts of more than 80mph, flooding and wintry showers damaged buildings, roads and railways. Although storms aren’t unusual in the winter, records show that in recent years, they’re becoming more severe so it’s important […]
Keep Christmas merry and avoid these hazards
‘Tis the season to be jolly but as the festivities get into full swing, it’s important to keep your home safe. From the arrival of Christmas trees and decorations through to family gatherings and cold snaps, there’s potential for numerous hazards at this time of year. But the good news is that most mishaps can […]
Upgrading a damaged property: what to consider
Despite the inevitable stress that a damaged home or premises causes, there can be one good thing that emerges from a disaster – the chance to upgrade a property. From redesigning a kitchen through to installing new protective fixtures, there is a range of improvements that can be weaved into the repairs process to help […]
Insurance claim grumbles and how to bypass them
Buildings insurance claims can be complex, but some insurers are falling short of property owners’ expectations. Analysis by consumer group Which? has revealed that buildings insurance generates the most complaints in the sector. Compared to last year, gripes have risen by 42 per cent, and 35 per cent of cases handed to the Financial […]
How to avoid your insurance claim being rejected
Although the majority of insurance claims are paid to policyholders, it is not uncommon for some to be rejected, especially those relating to the home. Here we explain why your insurance claim could be turned down, what your options are if this happens and how to minimise the risk of rejection. Valid reasons for rejection […]
How to Increase Your Home Insurance Claim Settlement by 300%
At Sarrani, we know how overwhelming it can be to deal with an insurance claim while fitting it around your normal day-to-day life. Especially, when you’re unclear about what work is involved, what the correct price should be, and what your insurance policy indeed covers. But I’m here to tell you that it doesn’t have […]
Case study: Insurance repairs in action – repairing an en-suite shower room
The best way to illustrate how we can help you with your insurance repairs is by showing you some of the work we’ve done. We spoke to a recent client, Janice, who called us in to help with her insurance claim and the associated repairs to her property, following a water leak in her hall […]
Does your insurance include alternative accommodation cover?
Have you ever considered what cover for alternative accommodation is included in your property insurance policy? If your home or business suffers severe damage, you might need to move elsewhere temporarily, so it’s important to ensure you have the right level of cover. This will save you money in the event of a property insurance […]
The importance of accidental damage cover
When taking out property insurance, how much attention do you pay to the accidental damage cover? It’s important to get the right level of cover, so you don’t experience difficulties in the event of a property insurance repair claim. Here’s our guide. What is accidental damage cover? The Association of British Insurers defines accidental damage as “unexpected […]
Guarding against home insurance fraud
Insurance fraud adds, on average, £50 to the annual insurance bill for every UK policyholder, according to the Association of British Insurers (ABI). In fact, ABI figures show that in 2016, insurers detected 125,000 dishonest insurance claims valued at £1.3 billion. Of these, bogus or exaggerated home insurance claims make up the largest proportion of frauds. Of […]
What to ensure your property insurance policy covers
Property insurance can be a minefield and if you don’t have adequate cover or ensure specific items are contained in your policy, you may have difficulty in the event of a claim. Here are the top things to look out for when buying property insurance. Check you have adequate cover It’s important to make sure […]
